Hi JXF
I'm in a similar position. 2011 XF S. Just had a DPF removal, AC regas, replacement Lenses, New Screen & wipers as it was pitted. 4 New P Zeros.
It's 98k now & due a belt replacement a full service. Plus AC is intermittent due to a senser sticking. Do I do it?
I've decided yes as I know the car. That work will be around a thousand pounds & to get a car I trust I'd imagine I'd have to put another 5k to 7k or opt for a new PCP.
So keep the car with say a 3-5yr plan to swap it then.
Ps I'm having a remap as well so that's another £300.