Hi Steven,
I know exactly what you’re talking about!
I hadn’t owed a car between 1983 and 2018 - loads of (some very nice) company cars, driving roughly 40K miles a year, but I always wanted an XF (above my pay grade!!!), it had to be a red (claret) one and a good spec.
So when I retired, I found a 2011 XF-S Portfolio, in claret, listed at £16K, biggish mileage, but looking perfect (although the wheels needed, and still need, a refurb).
Actually bought it for £13K (nothing to trade in) and have enjoyed every single second with it - I had high expectations after all those years, but they were well and truly exceeded.
I can’t pretend it had all been plain sailing, there have been costs along the way, but the bank isn’t broken yet. It now needs a new rear coelom and there’ a leak somewhere in the aircon which hasn’t had a noticeable effect. Also needs a second set of rear wishbone bushes. Worst hit was a crack cam cover at about £13K
Joy is still undiminished though!
Enjoy your XF!!!