In all reality, Jaguar....cheap......no. But it's not meant to be, it's like owning a Spitfire. It has a kickass engine and handles like a dream, take care of her and she'll never let you down. Every day you sit in your cat you'll say ''Wow!''. Be negligent and the wings will fall off on a steep dive. However you'll need to do your service history research carefully and make sure all the XJ8 known problems have been ironed out by previous owners, or that you have the budget to do so asap. Forget warranties and ensure you can put aside money as your own warranty for when you need to fork out (and you will), that way even on your tight budget you'll be prepared. You'll probably want to make friends with a Jag breaker too so you can get all your parts instead of crying about the cost of things from the stealer. If you'd be willing to cut your recreational milage to under 3000/year you'd probably get a better insurance deal too.