Hi David Currently got the same on my 2007 XType sound's to me like a chain rattling, it's been in the garage and they have said it was the retaking clip on the rear pads was missing, which they have done (this was back in August), it's now come back, so it's going back in the garage. I think it might be something else as the retains clips were put on and for what I can see they are still there. If you find out before I do, drop us a line as I can't get mine into the garage for a couple weeks Andrew