My XF's intercooler gave up the ghost, splitting at the metal / plastic joint.
Warranty company refused to pay, saying that my car has been modified...owing to my private plate.
Well, I've won, but it took a statement from the Association of British Insurers, stating that they saw a private plate as an identifier and not a modification. Warranty suppliers seem to consider paying out as a failure rather than a service that the customer has paid for. Mind you, they insisted on photos of the car with old and new plates fitted, whatever that proves.
Anyways. Car should be fixed this coming week, with a genuine intercooler as well 🙂