If you are planning to visit the Continent this summer with your jag, make sure you inform your Insurance Company beforehand, I didn't know, I had a accident in Holland, not my fault. I am fully comp, with a commercial policy, when I got back , I informed my insurance about the accident, which is AXIA insurance, they said that because I didn't inform them beforehand that I was going abroad, I was only insured third party only, apart from putting me in touch with a claims company, apart from that they didn't want to know. I am now possibly left with a £5000 repair bill. What a easy get out clause for them not to do anything.